Financing for Product Purchases
Financing for product purchases from China is a financial tool where OptMaster covers up to 60% of your invoice instead of you: you pay a 40% upfront deposit, receive your goods without paying the full amount, and repay the loan after the cargo arrives in Ukraine. This way you keep your working capital free and scale your purchase volumes.
The service is exclusive for clients in Ukraine and is built to free up cash flow: use your own funds for business growth or to increase your purchase volume, instead of locking them into a single order. For example, with a $5,000+ loan from Optmaster you can purchase goods worth $12,500.
How We Work:
3 Steps
Apply. Fill out the online form and submit your application.
Consultation. Our team reviews your request, contacts you, and clarifies all details.
Approval & Disbursement. After evaluation, our credit experts approve your loan and release the funds.
Service reference:
timelines, terms, details
01 Benefits of Our Financing Program
| Benefit | Description |
|---|---|
| Free Up Cash Flow | Use your funds for business growth or increase your purchase volume. |
| Reduce the Risk of Stock Shortages | Secure financing to scale your business without disruptions. |
| Flexible Repayment Options | Pay in installments or settle the full amount at once. |
| No Collateral or Unnecessary Formalities | Unlike banks, we do not require additional guarantees. |
| Fast Approval Process | Get funding quickly to seize business opportunities. |
| Full Support for Import Operations | We handle all logistics and paperwork, so you can focus on results. |
02 Financing Terms for Product Purchases [numbers — pending verification]
| Parameter | Value |
|---|---|
| Loan share | up to 60% of the order value |
| Client upfront payment | 40% of the order value |
| Minimum loan amount | $2,000 |
| Minimum loan term | 30 days |
| Interest rate | 2% per month on the loan amount |
| Repayment | upon receiving goods in Ukraine and paying for delivery |
FAQ
What are the financing terms for product purchases?+
Our loan covers up to 60% of your product purchase in China. Minimum loan amount: $2,000. Minimum loan term: 30 days. Repayment: upon receiving goods in Ukraine and paying for delivery. Upfront payment: 40% of the total order value. Interest rate: 2% per month on the loan amount.
What are the benefits of Optmaster’s financing?+
No frozen capital: keep your working capital available while securing large orders. Higher purchase power: for example, with $5,000 and an Optmaster loan, you can buy goods worth $12,500. Risk-free growth: scale your business without financial constraints.
Which products qualify for financing?+
Most goods imported from China qualify. However, certain restricted items are not covered. Contact our manager for details by filling out the consultation form.
Get a consultation and a turnkey quote for your supply
Tell us the product and volume/budget — we will find a manufacturer and price purchasing, inspection and delivery from China. One quote = the full cost picture, no hidden fees.
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